Construction Loans

Turn your building plans into a reality with a construction loan

Rated 5 from 113 Reviews

We'll help you fund your new build or renovation

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Book an Appointment

AM

Andrea Marjorie Garrovillas

We had such a great experience with JT Finance Corp. John has been there for us every step of the way, guiding us through our financial journey with patience and clarity. He worked hard to find the best possible deal for our situation and made sure we understood everything along the way. What really stood out is that John genuinely cares. He truly wants to help and always acts in the best interest of his clients. He kept supporting us right through to bank approval, which made the whole process feel so much less stressful. We’re very grateful for his help and the rest of the team at JT Finance. Big thanks to Gabby for always responding quickly to all our queries. We wouldn’t hesitate to recommend JT Finance to anyone looking for a broker who is not only knowledgeable, but also sincere and committed to getting the best outcome for you.

A

Akoy

The exceptional service and support from JT Finance Group were truly incomparable, they made what seemed impossible possible for us. John and Gabby’s dedication to helping us was genuine from start to finish. We can’t thank them enough for their patience, hard work, and especially John's relentless communication over the past year in helping us secure our loan. Hats off to John and the entire team!

J

Jonathan

Had a great experience with JT Finance Group. Our settlement period ended up being much shorter than any of us expected when we first spoke to John and his team, but they still managed to get the job done. Big thanks to Gabby who was always quick to respond and on top of every challenge that came up.

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Ready to get Started?