Construction Loans
Turn your building plans into a reality with a construction loan

Rated 5 from 88 Reviews
Turn your building plans into a reality with a construction loan
Rated 5 from 88 Reviews
Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.
Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.
We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.
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Feyisola Adeleye
It’s been a huge pleasure engaging the services of JT Finance and John as our broker. Always meeting and surpassing our expectations; my friends who I’ve referred also share similar experiences- great communication and sound financial advice.
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Gurkirat Singh
I had a great experience . They were extremely knowledgeable, responsive, and took the time to explain all my options clearly. They helped me secure a competitive loan and made the whole process smooth and stress-free. I appreciated their transparency and dedication to finding the right solution for my needs. Highly recommend!
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Jasmine Dhillon
We had a fantastic experience with John and his team. They offered exceptional support throughout our home loan application and First Home Grant process. Gabby and John maintained excellent communication, promptly answered our questions, and guided us whenever we needed assistance. They established a professional and trustworthy relationship with us, one that we value and intend to maintain moving forward.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.