First Home Buyers
We'll help you into your First Home
Rated 5 from 91 Reviews
We'll help you into your First Home
Rated 5 from 91 Reviews
Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.
We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.
Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.
We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing Capacity
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentMA
Moe Ayman
As a first-home buyer I could not have had a better experience with John and his team. From the first engagement over a year ago, John was prompt, responsive and communicative. John was able to explain the process from start to finish and guide me despite a number of changes in my strategy and circumstances. I never felt rushed and John was always available to answer queries, change up the numbers and offer a number of suggestions which were fantastic. John is also well connected and has incredible relationships in the industry. Time and time again he was able to source incredibly competitive rates and I always had confidence that I was looked after and was getting the best rates. If you’re looking to find the best broker in Melbourne, John is the man. As a solicitor, I had a number of recommendations, including lawyer-specific brokers, but again and again John was referred in my network as an excellent broker and I now see why. If you want a smooth, professional and easy going experience for an incredibly important life decision and milestone, then no look further than JT finance group. Thanks again to John and the team and look forward to future transactions with you.
NH
Nini Hoang
John was very prompt with responses and quick to get my home loan sorted. He was also very patient when I was still trying to sort out things. Appreciate the work and service he delivered!
JC
Jenza Cul
John and Gabby have been extremely helpful and made the whole journey of refinancing our home loan stress-free. They were quick to answer all our questions and kept us updated every step of the way
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
JT Finance Group ABN: 53 325 048 494, The Trustee for Tang Family Trust ABN: 53 325 048 494. Credit Representative # is authorised under Australian Credit License #.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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