Personal Loans

Strapped for Cash? Get a Low Rate Personal Loan to help get you through

Rated 5 from 110 Reviews

Whether it's a wedding, holiday, travel or an unexpected emergency, we're here to help

Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.

Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.

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LR

Luna Rem

John answered all our question asap and made sure we had everything we needed as it was our first time buying a house. Thank you so much for your support team.

TH

Tony Huynh

A fantastic experience from start to finish. John and the team were extremely responsive, helpful and overall easy to communicate with, especially for first home buyers who had many questions. Thank you so much John and team! We will definitely be referring you guys on to all our friends and family in the future :)

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Anna Duong

JT Finance was recommended to us by a trusted friend, and working with John and Joshua exceeded all expectations. They guided us through the home buying process with expertise and professionalism, ensuring everything was handled smoothly and efficiently. John’s commitment stood out in particular, he was available whenever we needed support, even taking the time for after‑hours conversations to address our concerns. That level of dedication gave us confidence and peace of mind during such an important milestone. Thanks to their knowledge, responsiveness, and genuine care, securing our home was a seamless experience. We would highly recommend JT Finance to anyone seeking brokers who go above and beyond.

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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